Inventory shortages are driving the housing market, making it a great year to sell a home, but a challenging one if you are a buyer. So just how do you make a winning offer? First off, you need to be
The two most impactful tax-code changes are the decreased mortgage interest deduction and the state and local tax (SALT) deduction cap. The mortgage interest deduction is now capped at $750,000 – formerly limited to $1 million. But who has a
Most borrowers focus on their mortgage rate and loan terms and never consider the type of lender they will choose. Read on to find out why that could be a mistake. Once upon a time you would obtain your home
Rates are currently at a 2-year high, due to a number of factors – including the anticipation of higher inflation due to federal tax cuts which will increase consumer spending, as well as increased spending on infrastructure. The Fed raises
I call it free money, and you’d be surprised at the number of people who don’t take advantage of this employee benefit. They say you should “pay yourself first” and I think that means you should be maxing out your
It may be easier than you think to make lifestyle and consumer choices that are eco-friendly. Consumers demanded and manufacturers have begun delivering better, cheaper environmentally friendly products. Read on to find out how to make choices that are readily available, easily accessible, cost
Time and time again, Chapel Hill shows up at the top of a “Best” list. Whether it is for UNC sports, UNC health care, our fantastic public school system, live music venues, the foodie scene, or our liberal traditions, Chapel
As prices rise in downtown Durham, neighborhoods just to the north are becoming more appealing. This is a great area for young families to explore – it is possible to find a ranch style or bungalow home from the 1940’s
The Chapel Hill-Carrboro School System was just ranked #1 in North Carolina and # 202 in the US, out of 10,574 districts. This result was based on test scores, graduation rate, quality of the teachers, diversity and student suspension and
As a mortgage banker, it is fairly obvious that I believe in homeownership. Not to mention that I’ve owned 2 homes in Chapel Hill, 1 home in Chicago, and I’m on my 6th mortgage. If you are considering a home