A question we get asked by most first time home buyers is…What is my minimum down payment? Many ask if they truly need 20% down or if they qualify for low-down-payment options (like 3% or 3.5% 0r 5%). The information
What is my minimum down payment?
What is a “no closing cost” refinance?
The phrase “no closing cost refinance” is used in two different ways. There WILL be costs to close the loan, but “no closing cost” refers to how they get paid. Instead of paying the closing costs in cash, these costs
Conforming Loan Limit for 2026
The conforming loan limit for mortgages eligible to be purchased by Fannie Mae and Freddie Mac has been $832,750 for single family homes in our area in 2026. This loan limit is typically increased each January to reflect changes in