If you have had a bankruptcy, foreclosure, deed-in-lieu, or short sale, there will be a waiting period before you can obtain a mortgage.  The waiting periods vary depending on the type of event and the type of loan.  This handy chart will give you an idea of how long you must wait before you can qualify for a mortgage.  I have helped guide many clients them through this process – please give me a call to discuss your particular situation and I am happy to share my expertise.

Qualifying for a mortgage after a bankruptcy, foreclosure, short sale, or deed-in-lieu