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Frank Rexford, CMPS
Frank Rexford NMLS ID# 119234 |
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My mission is to carefully guide my clients through the entire mortgage process, so that they feel confident - and comfortable - as they make choices about the many options available for their financing strategy. There are hundreds of thousands of loan officers in the United States, but in today's lending environment, you need a lender with both the ability to provide competitive mortgage rates and fees, as well as the experience and know-how to get your loan closed smoothly and on time. When you work with me, you can rest assured that you are entrusting your home financing with a mortgage professional who ranks among the most highly qualified and ethical in the lending industry, as I have earned the prestigious CMPS credentials. Today's mortgage crisis has many root causes - and one of them was loose underwriting guidelines that made it possible for borrowers with poor credit to obtain mortgages, and allowed well-qualified borrowers to obtain mortgages with virtually no documentation. Today the pendulum has swung to the opposite extreme. Some people no longer qualify for a mortgage at all, and all borrowers are now required to completely document their financial situation. Underwriting guidelines continue to be adjusted on an almost daily basis, leaving fewer loan programs available, and making it more challenging to close loans. The good news is that great loans ARE still available, but you want to make sure you are working with an experienced professional in order to be confident that you are getting the right advice for your individual financial situation. My success in the mortgage industry is the result of integrity, creativity, efficiency, and the experience garnered from closing hundreds of residential mortgage loans. My previous career as a executive in the fine wine industry taught me firsthand that long-term success is directly tied to client satisfaction. I continue to strive today to provide my clients with the highest possible level of service. My business is referral-based, and nearly 100% of my business comes from satisfied clients, trusted financial advisors and the most experienced realtors in the Triangle. I hope to earn your business by not only offering competitive rates and fees, but also by providing exceptional client service. I know that purchasing or refinancing a home is stressful, and my job is to ensure that the loan process goes as smoothly as possible for you. Whether you are purchasing a new home, refinancing an existing mortgage, consolidating debt, downsizing for retirement, investing in real estate, or simply considering a home improvement project, I can help you find the loan that is right for you. I work with dozens of different lenders in order to be able to find the best possible financing strategy for each individual client. I am licensed in North Carolina and work with clients throughout the state. My business is based in the Research Triangle Area, and I am primarily focused on working with clients in Chapel Hill, Carrboro, Durham, Cary, Raleigh and the surrounding communities. I am available to my clients for mortgage planning and advice long into the future after we have closed your loan.
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